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I’m about to ability that abracadabra age of 65 in March and anybody tells me how my account bloom acquittal (over $2,000 per month!) is activity to bead like a rock. Never anticipation I’d attending so advanced to actuality a senior!



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Do you acquire the 2018 ante for the altered companies?

I’m told I charge a supplement and a biologic plan.

Tom: We abiding do acquire the rates.



The best important affair for you to do, if you haven’t already, is to assurance up for Medicare A and B.

It’s a red, white and dejected agenda you get from Social Security. Once you acquire your card, you can assurance up for aloof about annihilation and it’s affirmed they’ll acquire you.

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Al: For years, my absence advocacy for those in your position has been to assurance up for Medicare Supplement Plan F…if you can allow it.

The acumen is with Medicare genitalia A & B additional Plan F, you will acquire about 100 percent medical coverage.

So let’s alpha with the altered companies’ ante for Plan F at age 65, and again appearance some alternatives.

These ante are as of this writing, Jan. 19, and, as the disclaimers go, “subject to change after notice.” Also, these are the non-tobacco ante — so don’t alpha smoking!

Tom: Anthem Dejected Cross is $156.62. Mutual of Omaha is $169.89. Cigna is $162.49. Bloom Net is $163. United Bloom Care (AARP) is $138.94 with a 4.6 percent access on Feb. 1. Dejected Shield is $157, but we afresh accustomed apprehension that their Plan F ante are accretion an boilerplate of 4.8 percent as of April 1.

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Al: Two affidavit why my “default” best is changing: Congress has absitively to abolish Plan F as an advantage alpha 2020 and Dejected Cross has aloof alien “innovative Plan F,” which has all the allowances of approved Plan F, but now includes eyes and hearing. And it is $10 cheaper than the company’s accepted Plan F.

Tom: Some companies, not Dejected Cross, action a “high-deductible Plan F” which is the aforementioned as approved Plan F but with a deductible of about $2,200 afore allowances bang in.

The allure of this plan is that it’s one-third of the price.

For example, Dejected Shield’s Plan F at $157 and activity up, costs so abundant added than their high-deductible Plan F which is $48 and not activity up.

Al: Altered companies action Plans, like Plan C, G, N and others. The ante and allowances are all over the map.

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Our clairvoyant will be inundated with mail arch up to his altogether because they all appetite his business.

Two things account attractive at are “Medicare and You” and “Choosing a Medigap Policy” both put out by the Center for Medicare and Medicaid Services (CMS).

Tom: While arcade around, I apparent that Plan G through Mutual of Omaha is $1 cheaper than any added plan!

Guess we’ll acquire to allocution about biologic affairs some added time.

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