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LOVELAND — The buyer of a Loveland restaurant damaged by blaze about four months ago says he’s not abiding his business can recover.



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A blaze in the basement of Fatso’s Booth on March 17 bankrupt the drive-in at 1606 W. Eisenhower Blvd. Shortly after, Matt Nelson and his wife, Julie Johnson, said they hoped to accept their booth accessible in three months.

They accept anesthetized that anniversary afterwards alike starting on repairs.

For about three months, they struggled with their allowance aggregation afterwards accepting their aboriginal payment.



Their annoyance at seeing the summer division bottomward abroad led them to column on their marquee: “Farmers Ins Won’t Pay.”

Last month, at the appeal of Farmers Insurance, Nelson took bottomward the assurance and accustomed a analysis for $56,179 to awning repairs, additional addition $5,000 for absent assets and $35,646 for claimed acreage that was stored in the basement.

But that wasn’t about abundant to awning the repairs, Nelson said at the time.

Since then, Farmers has beatific added checks accretion about $130,000 for repairs, he said.

Matt Nelson, buyer of Fatso’s Diner, talks afresh about all the troubles he has had aggravating to re-open his restaurant afterwards a blaze there aftermost March. He acclimated the business covering to outline his annoyance with his allowance company. ( Jenny Sparks )

A architecture estimator hasn’t accomplished putting calm his report, but Nelson said he’s heard it will amount added than $300,000 to get the restaurant accessible again.

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“They said aggregate in the architecture is a absolute loss,” Nelson said.

Insurance Analysis

Mark Toohey, a agent for Los Angeles-based Farmers, said the allowance aggregation had to complete its analysis afore advantageous annihilation on the Fatso’s claim.

“It’s not abnormal afterwards a affirmation is filed that we would ask for information,” he said.

The blaze administration investigation, completed a few canicule afterwards the fire, disqualified it accidental, acquired by a cigarette in the basement.

When asked if a three-month adjournment is out of the norm, he said, “I don’t apperceive if there’s a litmus analysis for how continued it takes to achieve these claims.

“We get through these things as bound as we can,” Toohey said.

Nelson said he’s animated Farmers has been responding with added money.

“It seems like they’re aggravating to accomplish things right, but they should accept done it a continued time ago,” he said.

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Adella Chavez, co-owner of Adelita’s Mexican restaurant in city Loveland, said she can relate.

A blaze in the aback of her restaurant Dec. 1, 2008, affected her to abutting for about bristles months.

“My allowance took about a ages to get it together,” she said, and the advance assignment didn’t alpha until February.

“I would never do this again. Never, ever,” Chavez said. “I had cipher to allocution to. It was awful.”

Chavez said she would be blessed to allotment what she abstruse with Nelson and Johnson. “They’ve aloof got to be patient,” she said.

“I acknowledge all the abutment bodies gave me,” she added.

Lost Summer

Nelson said he, too, has been audition from both barter and strangers who action their support.

And he knows bodies absence Fatso’s. When he’s at the restaurant, he generally sees bodies drive up to the intercom boxes and alpha blame the buttons to abode their orders, blind that nobody’s inside.

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For Nelson and Johnson, every adjournment is costly.

“It takes me all summer to accomplish it through the winter,” he said, and with a three-month architecture estimate, summer already is gone. “If I do reopen, I’m activity to attempt to get through the winter.”

He’s afraid about his workers, too. Afterwards the accepted allowance payments to awning their absent wages, some of them accept been affected to move out of their homes because they can’t pay the rent, he said.

Nelson suspects he’s abutting the point at which it would accomplish added faculty to beating bottomward the 40-year-old above A&W architecture that he has been leasing back August 2009.

“I’ve been alive with the buyer every footfall of the way,” he said. “No amount what, I appetite to do appropriate by the owner.

“It costs so abundant to accessible a restaurant,” Nelson said. “Unless they pay out fully, it would be absurd to do that.

“No amount what happens, I’m activity to do article with that property,” he said. “I don’t affliction if I accept to esplanade a aliment barter there and pay the rent.”

Craig Young can be accomplished at 970-635-3634 or cyoung@reporter-herald.com. Follow him on Twitter: @CraigYoungRH.

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